The Home Buyer’s Guide

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Buyer Resources

Trusted Guidance Throughout Your Home Buying Process

Whether you are in the market for your first home or you are an experienced homebuyer, Rock Properties is ready to assist you and guide you through each step of the home buying process.  We have helped hundreds of buyers purchase their homes in the Austin/Round Rock area since 2005.  We know the Austin/Round Rock market and we think you’ll love our no pressure approach.

We have provided some information and resources on our website to help answer the most basic questions about the home buying process.  When you are ready to start your adventure or If there is something you’d like to know more about, please don’t hesitate to contact us.  We are be happy to share our knowledge and do any research necessary to answers your questions.

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Choosing a Realtor®

Choosing a Realtor® with the right experience is one of the most important decisions you will make and will help make your home buying process smooth and successful. Things to ask your prospective Realtor® are how long have you been a Realtor®, how long have you lived in this area. The licensed agents at Rock Properties understand the the home buying process and are committed keeping your best interests at heart. All Rock Properties agents are licensed and participate in professional continuing education classes. Rock properties has assisted homebuyers in the Austin/Round Rock area for over 15 years and is happy to share our experience to assist you in finding the best home to meets your goals and wishes.

Identify Your Needs and Wants

After getting pre-qualified for a mortgage, your budget will help you separate and your needs and wants. Sometimes buyers have to focus on what they really need while what they want can be limited by their budget. There is much to consider when looking for your ideal home. Location is one of the most important features, but there are many other factors that will be part of your final decision. Other things to consider are the number of bedrooms and bathrooms, the size of the yard, the style of home, daily commute time and the proximity to schools and other amenities that fit your lifestyle.

Get Pre-Qualified For A Loan

Before you start visiting homes, one of the first steps is to to determine how much home can you afford. Generally, this starts with a mortgage lender that you can find on online or at you local bank. Mortgage lenders are an experts on the home lending process and will provide advice and options regarding mortgage loans, interest rates and loan pre-approval. The mortgage lender will provide a loan pre-approval letter that will be included with your home offer to assure the seller that you are a serious buyer with the borrowing power close the sale.

The Offer/Contract Process

Rock Properties agents represents your best interests and have the experience to examine market conditions and comparable neighborhood sales in order to help you negotiate the best possible price. From contract to closing, you can be confident that your Rock Properties agent is working in your best interest and will manage all paperwork and negotiations. Additionally, they will communicate through the entire process, answer any questions you may have and offer experienced advise along the way.

Starting Your Home Search

Now it’s time to discuss your needs and desires with an agent. You and your agent will consider homes and neighborhoods that match your criteria, schedule tours and visit homes that match your interests. To help you find your home, our agents will utilizing technologies, including the Multiple Listing Service (MLS), a personalized web portal and email notifications of potential properties and price changes. With your ideas and your agent’s experience, Rock properties will assist you in finding the right home for you.

Contract to Closing

With a negotiated contract in hand, your Bernstein Realty agent will guide you through the inspection process. This time period allows you to complete an assessment of the property’s condition and evaluate any repairs. Prior to your scheduled closing, your agent will review all contract, amendment provisions and closing documents with you and will attend the closing to ensure all details are addressed and your interests are represented.

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